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AutoPayCalc
Car Payment
Calculator
Estimate your monthly auto loan payments with live updates, tax logic, and detailed breakdowns
Vehicle & Loan Details
Vehicle Price
$
Down Payment
$
%
Loan Term
36 months (3 years)
48 months (4 years)
60 months (5 years)
72 months (6 years)
84 months (7 years)
APR (%)
%
Credit Tier (Optional)
Select Credit Tier
Excellent (720+) - 3-5% APR
Good (680-719) - 5-8% APR
Fair (620-679) - 8-12% APR
Poor (580-619) - 12-18% APR
Tax & Fees
ZIP Code
Sales Tax (%)
%
Dealer/Doc Fees
$
Title & Registration
$
Trade-In & Incentives
Trade-In Value
$
Trade-In Payoff
$
Rebates/Incentives
$
Payment Breakdown
Monthly Payment
$0
Drive-Off Amount
$0
Total Loan Amount
$0
Total Interest Paid
$0
Total Cost
$0
Payoff Date
-
Principal vs. Interest
50%
50%
Principal
Interest
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View Amortization Schedule
Amortization Schedule
Month
Payment
Principal
Interest
Balance